What is Financial PT?

Just like a Personal Trainer helps you to achieve your health goals, our Financial PT programme helps you to achieve your financial goals & money management.

Financial Personal Training is all about filling the void in the education system and providing a comprehensive 6 class programme that teaches you practical and relevant skills using information created by Pam Ashton with over 30 years’ of experience in business, tax, accounting and all things financial and monetary.

How can Financial PT benefit you? If you answer “Yes” to any of these questions then our belief is that you will gain enormously from this programme:

  • Do you often wonder where your pay/ money actually goes?
  • Do you often find you juggle & struggle & borrow from Peter to pay Paul?
  • Do you find you get in a pickle & take on more credit card debt than you can handle?
  • Does there always seem to be more week or more fortnight or more month than money?
  • Do you want to know how to be in control of your money, learn how to manage it & achieve your goals?
  • Have you just moved out of home & have no idea how to ensure your rent & bills are covered ?
  • Are you newly weds wanting to start a family & provide for your children’s future?
  • Do you want to buy your first home or an investment property?
  • Do you want to travel?
  • Do you just want to learn how to manage your money with no real goals in mind?
  • Do you want your children to learn the skills they need so they do not find themselves in financial trouble?
  • Do you often feel anxious, uptight, endure sleepless nights and worry constantly about your money situation?

 

If you answered yes and want to know the solution then please call book into the 6 classes programme or call 9755 6058 if you would like to know more.

This is a programme that is thorough, full of information & also requires you to do the work. We will guide you, encourage you, show you all the “secrets” but the hard work is up to you. Remember “the harder you work, the luckier you will get”

What will I learn in these classes?

Class 1

Mindset, goals, blocks – understanding your fundamental values & ethics and how you really feel about money.  Until you understand yourself and your true feelings about money and any blocks you may be creating, you cannot achieve clarity and consequently any goals.  If you feel overwhelmed, anxious and out of control with your money, how would you achieve your financial goal?  Do you have a financial plan for yourself?  Not many people do, so don’t worry but if you don’t have any idea where you are going how on earth are you going to navigate the way there?  Very important to get the fundamentals sorted firstly

Class 2

Playtime & practical skills to start to bring some more clarity to the fuzzy picture.  Easy, simple, Step by step instructions on how to see exactly what is happening with your money.  Where is it going? The reality of your situation becomes very clear during this class.

Class 3

Now that you have an understanding of yourself and a clear and accurate view of your financial position it is time to learn to put a system in place to improve and begin to achieve your personal financial goals. By the time you reach this class, any anxiety, overwhelm or confusion about money management will be replaced with clarity and excitement. We will also look at specifics such as credit cards/ debts/ general household bills and how to bring them under your control.

Class 4

Now that you have stepped through to gain clarity and have a system of saving to achieve your goals it is time to get in depth information about all the different types of investments available.  Everything you need to know about compound interest, term deposits, property, shares, superannuation and much more. Let’s not forget that understanding insurance is a vital part of the education process.  What happens if you are not able to work due to sickness or illness?  What is life insurance, income protection and so on? Do you need it?

Class 5

My favourite topic – let me simplify everything you need to know about taxes and tax returns.  Deductions, refunds, payable, and everything in between.  Sounds boring?  NO WAY!!!!  Learning does NOT have to be dull and boring and when it comes to your money, believe me, you will be very excited to utilise all the information and education we provide you with.

Class 6

Superannuation.  What is it? How does it work? How do I ensure it works for me?  How do I know how much I should be putting away?  Is any of this deductible?  Which superfund should I be contributing to? And more. We will recap our steps and action plans and within 6 weeks this programme will have filled the gaping hole missing in education – everything you need to know about managing your money and thriving and so much more.

After our money management course we ask our participants to complete a survey and here are some of the comments that we have permission to share with you.

“I found the experience empowering because it really has forced me to look at my finances as a whole and with your help, find ways of improving it.  The overwhelm can take hold and halt progress in all areas of life.  The fact that the actual work has to be done by me removes the fear and develops negotiating skills to obtain better deals”

“I found the practical exercises very useful and enlightening.”

The most useful has been facing up to the state of my finances and taking action to improve the situation.  Personally, previous to going through this step by step process with you, I found it all too overwhelming so for me it is like going for a weigh in after dieting for a week.  Having someone to report to and track my progress is very useful to me. “

“Your approach to finding out what is really going on is exactly what I needed.”

“Pam is completely honest and you feel very safe, she is absolutely not judgmental at all so no matter what financial mess you have found yourself in, there is a way out or to improve it.  Your PT program ensures you face up to it and meet it head on.”

Contact Us

To discuss your financial, business or taxation needs, an appointment is essential.

(03) 9755 6058

 

Rowville, Victoria

 

Mon-Fri: Please book a appointment, Sat-Sun: Closed

Email Us

Have a Question Or Need to Make An Appointment? 

Servicing Rowville and surrounding Melbourne suburbs